Credit Card Processing Services

Credit Card Processing Services

We look for the best way for you to accept credit cards.  Sometime its not only what you are being charged but also how you process credit and debit cards.  The debit cards or also know as the check card has replaced the check.  If you have a retail storefront it is also best to process a debit card where the your customer enters a PIN.  We call this PIN Debit.  This is a lower cost to process.  There is a lot of misinformation about this.  Many merchants have believe otherwise.

We have the ability to support several types of accounts including:

Retail / Storefront

If you are conducting business face to face, accepting credit cards is a necessity. Whether you have a store, restaurant or kiosk, Tampa Bay Merchant Services can help your business set up a merchant account so you can accept credit cards for less money than you ever thought possible.


If you have an Internet store or own a retail website, you need online credit card processing. With the help of an online merchant account and credit card payment gateway, you can give your customers the option to purchase goods with the click of the mouse, at any time, day or night.

Mail Order / Telephone Order

If you run a mail order business and / or take credit card payments over the telephone, you are participating in, what we call “MOTO Credit Card Processing”. (MOTO = Mail Order Telephone Order). Essentially, this means that you collect credit cards in an environment where the customer and credit card are not physically present at the time of purchase. We have a great solution for a virtual terminal that helps to streamline processing credit cards in this environment.


For years the payment options for mobile merchants were limited to either cash or check. Today, wireless credit card machines have given mobile merchants access to the same credit card authorization networks as retail businesses. And with this solution one can accept PIN debit transactions which is less cost than running it as a signature based transaction.


Free mobile payment processing application that allows you to accept credit/debit payments on the go through virtually any smartphone or tablet. It’s easy to set up, offers numerous customization options and provides ultimate security for you and your customers.