Are you looking for a way to still accept credit cards, but not having to deal with the large monthly expense? Now you can thru a legally vetted cash discount program. Unlike surcharging, cash discounted program is allowed in all 50 states and is compliant with all federal laws and card processing regulations. It can be applies to all card ... More

Spring 2018 Interchange Update

Just as sure as spring weather and flowers are blooming, it's time you may be “hosed” by your credit card processing service provider.  This is because it is the time of year the card brands release and adjust the interchange fee schedule. When this happens, many of the credit card processing companies will use this as an excuse to ... More

Why Restaurants Are The New Target For Fraudsters

In the aftermath of the EMV liability shift, the major trend in payment security has been the migration of fraud from card-present situations to the online world. EMV technology has been very effective at fighting card-present fraud, and as a result nearly every store that has adopted EMV has seen plummets in fraud. As overall EMV adoption ... More

Best Practices – Never Ask For Credit Card Numbers To Be Emailed

As a buiness that accepts credit cards, never ask for a credit card number to be emailed. If you provide a form for a customer to complete, you should state very clearly that full credit card numbers and expiration dates should never be emailed on the form. Also this applies to this same info left on voice mail. This is for the security of ... More

More Customer Feed Back

New Customer Feed Back, "Ray, it went really really well. It was easier than anybody thought and it went faster than we could believe. Thanks so much for your help." This a mobile business and they needed help as the current system wasn't working well and they had little customer support. We solve problems! Give us a call with your ... More

First Data Stats Reveal Hurricane-Induced Whipsawing of Consumer Spending

You might find this of interest: News First Data Stats Reveal Hurricane-Induced Whipsawing of Consumer Spending September 14, 2017 By Jim Daly @DTPaymentNews One advantage in providing merchant-acquiring services to 3.6 million U.S. locations is that First Data Corp. has a unique read on how major disasters such as hurricanes affect ... More

Reasons Why You Should Not Use Your Bank for Credit Card Processing

Five Reasons Why You Should Not Use Your Bank for Credit Card Processing Although it may seem appropriate to seek services from the bank where you have your business account, this would not be true for your credit card processing. For example, a company that is a loyal customer to a bank may receive better terms on a bank loan when they ... More

Stand Alone Credit Card Terminals & It’s Communication

Many years ago before the internet, the old “ma bell” phones and the phone lines operated on sending/reading pulses.  With the advent of the internet a new system has come to the market called voice over internet or VOIP.  Today most if not all phone system uses VOIP or Digital Phone lines. If not in your office / business, but at the ... More

E-commerce Websites & Card Testing By Fraudsters – Up By 200%

If your business has a website that takes credit cards, beware of a fraud that is increasing. Non-profit businesses are more at risk because the obstacles to prevent the fraud are normally not used. The fraudsters’ uses e-commerce websites to test stolen credit card numbers to see which ones are still good. This type of fraud is up 200% ... More

Economic Recycling

We receive the News Leader and we always enjoy reading “Keffer's Corner”.  A recent edition (News Leader April 14th Keffer's Corner) struck a chord with me, because I have recently been addressing this same subject.  I must admit Mr. Keffer does a better job with this subject.  While he is addressing more on a retail side and we are ... More